When you are unable to work, it can be hard to pay your bills and support those you love. For this reason, many employers provide disability insurance options to their employees. You may also have your own private insurance. These types of insurance can help you if your disability keeps you from working. There is a wide variety of conditions, illnesses, and disabilities that qualify for disability coverage. Our ERISA long term disability lawyer can help you determine if you can qualify, file a claim with the insurance company, and appeal any denied claims.
Whether your condition, disability, or illness qualifies for long-term disability coverage, will depend on your policy and plan documents. Attorney Jonathan M. Feigenbaum, Esquire has helped clients obtain coverage who suffer from:
- Chronic Fatigue Syndrome
- Headaches and Migraines
- Degenerative Disc Disease
- Lyme Disease
- Multiple Sclerosis
- Ischemic Heart Disease
- Rheumatoid Arthritis
- Treatment for Chronic Pain
- Difference between Acute Pain & Chronic Pain
There are two sets of laws that govern LTD insurance issues. If you are covered under your employer’s policy, ERISA usually applies. If you have your own private LTD insurance, then state law usually applies. Our ERISA long term disability lawyer has an in-depth understanding of these complicated laws and can help you navigate them by providing you with knowledgeable and experienced advocacy at every stage of your claim.
Contact an ERISA long term disability lawyer
For more help with understanding whether your disability is eligible for coverage, contact our ERISA long term disability lawyer today. Call Attorney Jonathan M. Feigenbaum, Esquire at 617.357.9700.