If you can no longer work because you are suffering from a severe condition, you may be eligible for long term disability (LTD) benefits. Experienced Arlington disability lawyer Jonathan M. Feigenbaum can help you navigate the complex LTD claims or appeals process so you could obtain the outcome you deserve.
What Is Long Term Disability?
If you cannot work for an extended period of time because you suffer from an injury or illness, LTD insurance will pay a percentage of your salary. You can either purchase LTD privately or obtain LTD from your employer. To qualify for LTD, you must be disabled for a certain period of time. LTD policies differ on the wait period, but it is usually 10 to 53 weeks, averaging 26 weeks. Arlington disability lawyer Jonathan M. Feigenbaum can review your insurance policy to determine the requirements to qualify for LTD.
Your insurance policy will outline your LTD benefits eligibility requirements. Our meticulous Arlington disability lawyer can examine your policy terms and medical records to assess whether you are eligible for LTD benefits. You may be eligible for benefits if you:
- Experience an illness or injury that lasts for an extended period of time;
- Wait the policy’s specified amount of time since the qualifying event; and,
- Had an income prior to your injury or illness.
Applying for Benefits
Prior to applying for benefits, you must first fill out the claims form. It will contain numerous questions that must be answered completely. You should include in your application all of your relevant medical records and other evidence. You should then file your claims application with your LTD insurance carrier. Be sure to adhere to all deadlines and provide appropriate documentation, or you risk a denial of your claim. Once your claims application is reviewed, your LTD insurance carrier will:
- Approve your claim;
- Request for more information; or,
- Deny your claim.
Our Arlington disability lawyer can help compile all necessary documentation and medical records, and package your application in a persuasive format to increase your chances of approval.
Arlington Disability Lawyer Helping You Throughout the LTD Process
Don’t get stressed trying to apply for benefits on your own. Our skilled Arlington disability lawyer can help increase your chances of a successful application by ensuring you meet the eligibility requirements and providing sufficient supporting evidence. We can also protect your LTD rights. LTD insurance company must comply with strict laws that direct how the insurance carrier may deal with insurance claims. The laws also determine what time frame they must act within. Jonathan M Feigenbaum can:
- Explain your rights during the LTD claims process;
- Get all required documents, i.e.:
- Medical records,
- Employment records,
- Pay stubs, and
- Doctor’s narrative describing your diagnosis, treatment, prognosis, and your restrictions and limitations;
- Prepare the claims forms and other documents; and,
- File your claim, or appeal, to increase your chances of approval.
Call an Arlington Disability Lawyer Today
Contact exceptional Arlington disability lawyer Jonathan M. Feigenbaum, Esquire at 866-876-4856 for assistance with your claims or appeals process. We can help you understand your rights and assemble your supporting documents required by your LTD insurance company. We will also handle communications with your LTD insurance carrier and ensure all papers are timely filed. Whether you are filing a claims application or an appeal, our seasoned attorneys offer exceptional service, personal representation, and aggressive legal representation to help you obtain the benefits you deserve.